Maximize Claim Pay Outs with United Home Claims
Maximize Claim Pay Outs with United Home Claims
Insurance Brokers and Agents that fail to partner with us are not only doing a massive disservice to their own clients, they are also hurting their own business, their own family, and their entire company they are supposed to be leading!
Your Clients Don’t Blame the Carrier When a Claim Gets Denied. They Blame You.
And then they leave. Home Claim Network exists to make sure that never happens again — at zero cost to you or your clients.
Partner With HCN — 10 Minute Call Changes Everything
When a claim gets denied or underpaid, you lose the client, the commission, the referrals, and sometimes your reputation — for something entirely outside your control. That vicious cycle costs you more than just money, and no one knows that better than you.
One referral to HCN stops it. We reopen the claim. Your client gets paid. You’re the hero.
97% success rate. 86% average payout increase. 30 years. Zero cost to you.
1. You stop losing clients over claims you can’t control. Your client blames you. We fix the problem. They stay — and they refer everyone they know.
2. You become impossible to compete against. No other agent in Texas can say: “If your claim ever gets denied, I have a team with a 97% success rate that reopens it — free.” That sentence closes business. Every time.
One saved claim generates five to ten referrals. An ecstatic client doesn’t stay quiet. Your name is attached to their outcome. When HCN clients come to us without an agent, we send them to our partners. The ones who showed up.
3. You get five to ten hours of your month back. Every denied claim costs you hours you can’t recover. With HCN, your answer is two words: call us. No system. No process. No training. We handle everything and keep your client updated throughout.
4. Your E&O exposure shrinks. Referring a client to qualified specialists is documented due diligence. Beyond the paper trail — happy clients don’t call lawyers.
5. You finally have a reason to sell premium policies. “Insurance never pays out anyway” is a dead objection when HCN is behind you. Sell the better policy and mean every word of it.
6. Your carrier relationships get stronger. Unresolved denials hurt your loss ratio and threaten your appointments. When we reopen a claim and get it approved, the carrier closes a clean file. Your numbers stay where they need to be.
7. You get a marketing hook nobody else has. “Buy from me, get free access to claim specialists with a 97% success rate.” Put it in your ads, your pitches, your emails. It costs nothing and makes every dollar you spend on marketing work harder.
8.Your Anonymity is protected. You never have to put your name or your carrier relationships on the line. HCN operates as your silent partner — invisible when things go smoothly, essential when they don’t. Your book of business, your brand, and your reputation stay exactly where they belong.
You didn’t build your book of business to lose it to a denied claim. Home Claim Network makes sure you don’t — for free, every time, with a team that has been winning these fights for over 30 years.
There is no version of your business that isn’t better with HCN in it.
What exactly is Home Claim Network?
We are a Texas-based homeowner advocacy firm who reopen denied and underpaid insurance claims or fight to help people avoid them all together. We’ve been doing it for over 30 years with a 97%+ success rate. We are not a roofing company, not a PA firm, and not a storm chaser. We are the team that gets called when the insurance company says no — and we never stop fighting for you or your client.
Your client files a claim. The carrier denies it or lowballs them. Instead of losing that client forever, you say: “I have a specific team of experts built specifically for this purpose, I will have them reach out to you, DO NOT MISS THE CALL” We reopen the claim, get their damage not only repaired but upgrade, and keep them informed every step of the process. Your client doesn’t just stay — they become your most vocal advocate. You did nothing except make one phone call. You’re the hero.
What does it cost me?
Nothing. Zero. Zilch, same goes for your client.
Because you’re the face of the relationship. When a claim gets denied, the client doesn’t think “the carrier failed me” — they think “my agent didn’t set me up right.” Right or wrong, that’s the reality. That perception costs agents 20–30% of their book of business every year. We eliminate the problem before it becomes a loss. Which leads to nothing but TDI complaints and E&O expenses soaring through the heavens. You need a buffer, you need a degree of separation. You need Home Claim Network.
Won’t this put me at odds with my carriers?
No — and this is important. Carriers prefer a resolved claim over a lawsuit, a state complaint, or a cancelled policy. But more importantly, your carrier will never know you had anything to do with fighting the case in the first place. Having a decisive outcome is better for them too. This partnership doesn’t threaten your carrier relationships — it quietly protects them.
Strong relationships are exactly why you need it. One denied claim, handled badly, can undo years of goodwill. We’re not a replacement for your relationship — we’re the safety net that makes sure nothing destroys it.
Will this confuse my clients or make them distrust their coverage?
Never, we can become an added included service, a premium service for some of your plans, or any other differentiator that will help you win. The overwhelming majority of your clients will never need us — and they’ll never know we exist. But when that one claim falls apart, you have a solution that nobody else in your market can offer. That’s not confusing. That’s confidence.
How does this affect my reputation with carriers?
It Protects it, you have an extra layer of anonymity, as well as positive reviews, referrals and true growth, what more could you ask for?
What about my E&O exposure?
This reduces your exposure exponentially. Especially at a broker level. We make it clear that Home Claim Network was the one fighting the claim, when we win, we point to you as the hero, and if we ever lose, we explain to your client why it failed, using nothing but facts and documentation, ensuring you will never be held responsible for negative claim outcomes ever again.
I sell mostly basic policies — how does this help me?
Your single biggest obstacle to selling premium policies is the objection: “Insurance never pays out anyway.” When you partner with HCN, you can say: “If your claim ever gets denied, I have a team with a 97% success rate that reopens it — at no cost to you.” That objection disappears. The commission difference between a basic and premium policy runs roughly $1,000. Sell ten more premium policies a year because you can now back up the promise — that’s $10,000 you weren’t making before.
What do you get out of this?
We gain access to homeowners at the exact moment they need us most — through an agent they already trust. That’s it. When clients come to us without an agent, we refer them to our partners. The agents who showed up. We have no interest in poaching your clients or your relationships. We make money when claims get won. That’s the It gives you a marketing hook nobody else in your market has. “Buy from me and get free access to claim specialists with a 97% success rate — if anything ever goes wrong.” That’s a reason to call you that has nothing to do with price. Use it in ads, in referral conversations, in your email signature. It costs you nothing and makes every marketing dollar you spend cut deeper than your competition. It also provides overly only incentive we have.
How does this help me grow my client base?
happy customers happy to share with all of Google that when things got tough, you never stopped fighting for them. And the agents who didn’t call us, and lost those clients as a result, will inevitably be asking who it is that WE trust. The more you give, the more we give. We all grow.
How much time does this actually take from me?
The question is not how much time will you lose, its how much time will you gain. How many hours a week will you get back when you have a designated client coordinator keeping your clients informed a strict schedule. As far as time youll need to spend? Reading this, in order to say Two words. That’s it. “Call HCN.” We handle every piece of the process — documentation, negotiations, client updates, resolution. You don’t sit in on calls. You don’t manage timelines. You make one referral and get back to selling. The five to ten hours a month most agents waste on claim drama they can’t resolve?
What if a client comes back and blames me for recommending you and it didn’t work out
We have a 97% success rate and we only take cases we believe we can win. If we decline a case, we tell the client honestly — and that transparency protects your reputation. But more importantly: a client who watches you fight for them, even in a difficult situation, is a client who respects you. The client happy to REFER YOU. The agents who lose clients are the ones who shrug and say “there’s nothing I can do.”
How do I get started?
Call or send an email to Jage directly .Tell us how we can lighten your stress and lighten your work load. We’ll walk you through exactly how the partnership works in ten minutes — no pitch, no pressure, no spin, no commitment required.
There is no version of your business that isn’t stronger with HCN behind it.
Call or text: 682-554-0158
Home Claim Network does not receive any referral fees or other compensation from public adjusters or attorneys.